Add recovery reconciliation to your service line.

Recouped reconciles your clients’ settlements, payouts, and commissions line by line and finds the money they’re leaking. You present the findings under your brand: we run the engine, you keep the relationship. Flat wholesale, no contingency.

See how it works

Deterministic matching. Client data never shared.

app.recouped.io/portal/reports

August 2026 · openReconciliation report

✓ Final · frozen at close

Found & documented

$0.00

3 open breaks to work

Match rate

99.3%

428 of 431 lines matched

Open breaks

2 short-paid · 1 missing

431 lines reconciled · showing breaks

Source	Expected	Received	Break	Status
Commission statementAug 7	$4,310.50	—	−$4,310.50	Missing
Carrier invoiceAug 12	$6,640.00	$5,195.00	−$1,445.00	Short-paid
Platform payoutAug 19	$3,070.00	$2,410.00	−$660.00	Short-paid
Payment processorAug 3	$5,820.00	$5,820.00	—	Matched

Control totals — reported $2,129,365.19 · received $2,122,949.69 · net break $6,415.50Every line traced to its source

Why this works

Your clients are leaking money you can find.

Freight brokers absorb costs they never rebill to the customer. Hotels overpay OTA commissions. Restaurants lose delivery revenue to platform errors. It is nobody’s job inside a small client to check any of it line by line, so nobody does.

Expected

$0.00

Short-paid

$0.00

recoverable

Never paid

$0.00

recoverable

Paid correctly

$0.00

What your clients are quietly losing:

Carrier costs that never reached a customer invoice
OTA commissions charged on the wrong amount
Delivery-platform payouts that never tie out
Processor fees and payouts that miss the bank
Insurance commissions underpaid or never paid

How a partner pilot works

1Setup

1. Pick one client, send a month of data

Whatever their systems export. Read-only.

Pick one client to start
Send one month of their settlement data
Whatever their systems export is fine, read-only

Pulling in your sources…

ExpectedvsReceived

Findings report · August 2026

Payment processorsyncing

$5,820.00tied ✓$5,820.00

Payment processor · claim

Commission statementsyncing

$4,310.50missingnone

Commission statement · unpaid$4,310.50claim

Carrier invoicesyncing

$6,640.00−$1,445.00$5,195.00

Carrier invoice · overcharged$1,445.00claim

Platform payoutsyncing

$3,070.00−$660.00$2,410.00

Platform payout · wrong adjustment$660.00claim

$6,725.50

found for one client this period · 3 flagged to recover

Built to be checked

Findings you can verify before you present them.

Every client’s data is handled in an encrypted, access-controlled environment: least-access by default, full audit trails. Nothing is shared between clients, and nothing trains any model.

Deterministic matching, not AI guessing. Every finding traces to the exact source records, so you can verify anything before it reaches your client.

Recouped’s founder spent 8 years in fintech moving and reconciling funds at scale, then 2 building automation systems for businesses. The same discipline, run for your clients without the headcount.

Tyler Baugh, Founder8 years in fintech reconciling funds at scale, then 2 building automation systems for businesses.

Every dollar, traced to its source

The source reportwhat was expected$6,640.00
What actually arrivedwhat was received$5,195.00
The gap, documentedrecoverable$1,445.00
- Pulled the client’s record for the period
- Matched each line to what actually arrived
- Found an amount billed above the contracted rate
- Documented the $1,445.00 gap for the claim

Provable line by line, in language your client can check.

The economics

Wholesale to you. Retail to your client.

For partners

Recouped partner

Flat wholesale per client. You set retail.

Wholesale

A flat monthly fee, roughly 25 to 30% below retail
No contingency: your client keeps 100%
No minimum: start with one client
The first pilot client’s audit is free
White label, co-brand, or referral, your call

Recovery firms

Ideal if you like handing over a third of every recovery.

20-35% of recovery

A cut of every dollar recovered
They deal with your client directly
You are cut out of the relationship
Long contingency contracts

Leave it alone

The status quo at most small clients.

Free*

*Plus whatever is quietly leaking while nobody checks
Nobody re-rates invoices or statements
The leak compounds every month
Your client never knows what they missed

Flat wholesaleNo contingency, ever

Your brandWhite label, co-brand, or referral

Start with oneNo minimum client count

Questions? Answers.

What partners ask first.

Will our clients know Recouped is involved?+

Only if you want them to. White label, co-brand, or referral, your call per client.

What niches do you cover?+

Freight and parcel, hotels, restaurants and delivery platforms, ecommerce marketplaces, and insurance agency commissions. If a client is adjacent, ask; the engine is niche-agnostic.

What do you need from the client?+

Exports only to start. No system logins. Ongoing clients can push scheduled exports straight to our ingest API.

What if you find nothing?+

You get a clean report saying so, and it still makes your firm look thorough.

How do we test this?+

One client, one month of data, free. If the findings are not worth a conversation, you’ve lost an hour.

Run a free pilot on one client.

One month of data, findings in 48 hours, presented however you like. If it’s not compelling, no hard feelings.

Prefer to talk first? Book a 15-minute call.