Find the commission your carriers never paid you.

Across a dozen carriers, commissions get underpaid, mis-rated, and missed entirely, and no one is checking. We reconcile your last three months against your book, catch every shortfall, and document each one for the claim. You don’t touch a spreadsheet.

See how it works
Bank-grade accuracy, built for an independent agency.
Last month’s reconciliation · July 20263 need attention

Reconciling 5 carriers…

What you earned
What the carrier paid
Reconciling 5 carriers…
Commission Earned found for you
$0.00
The problem

You’re not getting paid on everything you sold.

Every policy earns a commission. Across enough carriers, some of it is wrong, and some never shows up at all.

What goes uncollected, and worth catching before it’s written off:

  • Commissions never paid on policies you bound
  • Commission paid below your contracted rate
  • Missed renewal and contingency commissions
  • Charge-backs applied that shouldn’t be
  • Rate and premium discrepancies between your book and the statement
How the free review works
1Setup

1. You send us a few exports

Your carrier commission statements and a book-of-business export. Read-only.

  • Your last 3 months of carrier commission statements
  • A book-of-business export from your AMS
  • Read-only access to your carrier portals if that’s easier
Built with you in mind

Numbers you can prove, not just trust.

You’re writing real premium across Progressive Travelers and a dozen more carriers, with no one whose full-time job is auditing commission.

That’s not work you should have to do, so we do it for you. Every policy matched to the commission you were actually paid.

Nothing guessed, nothing rounded away. The same discipline big finance teams run on, brought to an independent agency.

Tyler Baugh, founder of EarnedTyler Baugh, Founder8 years in fintech reconciling billions across banks and high-growth teams, then 2 building automation systems for businesses.
Every commission, traced to the policy
  • Your book of businesscommission earned$5,380.00
  • The carrier statementcommission paid$4,015.00
  • The shortfall, documentedrecoverable$1,365.00
    • Pulled the policies bound with the carrier
    • Matched each to the commission statement
    • Found commission paid below your contracted rate
    • Documented the $1,365.00 shortfall for the claim
Provable to the policy, line by line.
Start here

See the money before you spend a dollar.

The free review
Your 3-month review
See what you were underpaid. Down to the dollar.
$0
  • We reconcile your last 3 months of commission
  • Every underpaid and missing commission, documented
  • A clear number for what you’re owed
  • You keep the findings. No strings
  • See exactly how we work before deciding
The big auditor
Ideal if you like handing a cut of every recovery to a national firm.
20% of recovery
  • A percentage of every dollar recovered
  • Built for national brokerages
  • Long engagement contracts
  • You get a number, not the data
The spreadsheet
Technically free. Until you see the leakage.
Free*
  • *Plus the commission quietly underpaid each month
  • Your evenings cross-checking statements
  • A book that never quite ties out
  • A nagging feeling you’re owed more
Flat monthly feeNever a percentage of what we recover
You keep 100%Every dollar we find stays yours
Priced to your dataSet after the free review. The cleaner it gets, the less you pay
Questions? Answers.

The stuff agencies actually ask.

These are commissions you contractually earned. We document each one against your book and the carrier’s own statement, so the claim stands on its own.
Good. The more carriers, the more places commission slips. We reconcile across all of them against one book of business.
Your carrier commission statements against a book-of-business export from your AMS (Applied Epic, AMS360, EZLynx, HawkSoft, and the like). Read-only exports are fine.
Yes. We handle your data in an encrypted, access-controlled environment: least-access by default, full audit trails, and read-only wherever possible. We built this in places where security wasn’t optional and carry those habits over. We never sell or share your data, ever.
You take everything. Ask us anytime and we hand back your full history and structured data, and help you move it wherever you’re headed. No hostage situations.

Collect the commission you earned.

Start with a free three-month review. We find what you were underpaid, show you the number, and you decide.

Prefer to talk first? Book a 15-minute call.

Earned · Recover the commission your carriers underpaid