Guides
Where the money hides, explained.
Straight answers on finding and recovering what you are owed. No fluff, no gate.
How do you reconcile insurance carrier commission statements?Reconciling carrier commission statements means matching every policy you bound to the commission the carrier actually paid, then flagging anything missing, underpaid, or charged back in error. You compare two sources: your book of business from your AMS, and each carrier's commission statement, line by line.Read the guideWhy do independent agencies get underpaid on commissions?Independent agencies get underpaid because commission is calculated across many carriers, each with its own rates, schedules, and statement format, and no one at a small agency is auditing every line. Errors compound quietly: missed renewals, rates paid below contract, and chargebacks applied to policies still in force.Read the guideHow do you read a carrier commission statement?A carrier commission statement lists the policies the carrier paid you on, the premium each was based on, the commission rate applied, and the amount paid. To read it for errors, match each line to a policy in your book, check the rate against your contract, and look for policies that are missing entirely.Read the guide